Claims Analyst
Company : Nautilus Insurance Company
Location : Chesterfield, MO, 63017
Job Type : Full Time / Part Time
Date Posted : 5 January 2026
Company Details
Midwest Employers Casualty (MEC) is a member of the W. R. Berkley Corporation, a fortune 500 company, rated A+ (Superior) by A.M. Best Company, based in Chesterfield, MO. We improve the quality of life for employees severely injured on the job and help companies understand and mitigate their risk for workers’ compensation injuries. MEC has a friendly, results-focused work environment. We seek employees who take initiative, are quick to adapt, are dependable, and like working as part of a team.
Company URL: https://www.mecasualty.com/
The company is an equal opportunity employer.
Responsibilities
The Claims Analyst is responsible for managing high exposure Workers Compensation claims. The primary job objectives are to proactively mitigate loss costs and settle claims by developing relationships and influencing MEC’s customers and claim administrators. The role also leverages Advanced Analytics and Assisted Intelligence (A.I.) tools to enhance claim evaluation, reserve accuracy, and settlement strategies, supporting data-driven decision-making and continuous improvement.
Key functions include but are not limited to:
- Accurately evaluate WC claims for potential exposure and establish appropriate reserves
- Utilize predictive analytics and A.I. driven tools to provide insight into complex medical issues, evaluate trends and explore potential exposures
- Lead evaluation, mitigation and resolution of WC claims by collaboration with MEC Medical Management Consultants, Client Consult Managers and Claims Attorneys
- Achieve settlement and vendor goals and objectives
- Adhere to departmental Best Practices by:
- Establishing, reviewing and adjusting case reserves in a timely manner within proper authority levels supported by data driven insights and A.I. assisted tools.
- Identifying and influencing appropriate MEC vendors
- Identifying and achieving claim settlement agreements and obtaining necessary authority to finalize resolution
- Maintaining well documented claim files supported by an effective and current diary system on all assigned claims
- Influence TPA adjusters to adopt MEC recommended claim handling strategies
- Plan and conduct on-sight Third Party Administrators (TPAs) visits to promote loss mitigation, vendor utilization and timely settlement across assigned portfolio of claims
- Collaborate with Regional Team colleagues to support business growth and client retention through consultative engagement
- Review and authorize reimbursements
Qualifications
- Bachelor's in general studies, liberal arts or business.
- Frequent usage and general knowledge of WC industry accepted claim handling practices and standards with a minimum of 5 years of primary claim handling experience
- High level of influence management skills
- Ability to prioritize, organize and meet deadlines
- Ability to analyze issues and barriers, find solutions and effectively implement solutions
- Ability to work effectively in a team environment under general supervision
- Ability to communicate frequently and effectively to internal and external contacts using both verbal and written communication skills
- Ability to learn and maintain skill levels in an electronic environment.
- Working toward CPCU or AIC credentials preferred
- Ability to travel 5-10% of the time.
Additional Company Details
We do not accept any unsolicited resumes from external recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.Sponsorship Details
Sponsorship not Offered for this RoleRelated Jobs
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Frequently asked questions
Claims Analysts in Chesterfield integrate AI-driven analytics to assess complex medical data and predict claim exposures. This approach refines reserve accuracy and settlement strategies, enabling more effective risk mitigation tailored to local industry trends and client needs.
Employers in the Midwest prioritize candidates with at least five years of primary claims handling experience, familiarity with industry standards, and ongoing professional development like CPCU or AIC credentials, reflecting commitment to evolving best practices in claims management.
The role involves regular on-site visits to TPAs to encourage adoption of Nautilus-recommended claim strategies, promoting timely settlements and vendor utilization, which strengthens client relations and drives portfolio performance within the competitive Chesterfield insurance market.
Complex medical issues and fluctuating claim reserves pose challenges. A Claims Analyst can overcome these by leveraging predictive analytics, coordinating with medical consultants and attorneys, and maintaining detailed documentation to support informed, timely decisions.
Claims Analysts at Nautilus often engage in influencing claim administrators and collaborating across regional teams, fostering leadership through consultative engagement and strategic decision-making in claims resolution and client retention.
Chesterfield's insurance sector is robust due to its proximity to major corporations. Demand for experienced Claims Analysts remains steady, influenced by regional industry growth and the need for specialized workers’ compensation expertise.
Claims Analysts in Chesterfield typically earn between $65,000 and $85,000 annually, influenced by experience, certifications, and the specific responsibilities tied to advanced analytics and high exposure claims management.
While a bachelor's degree is essential, Nautilus favors candidates progressing toward CPCU or AIC designations, reflecting the company’s commitment to professional growth and adherence to industry standards in claims handling.
Claims Analysts focus on evaluating complex claims, setting reserves, and employing data-driven tools for risk assessment, whereas assistants and coordinators often handle administrative duties and support functions rather than strategic decision-making.
Nautilus fosters a results-focused, team-oriented culture where initiative and adaptability are prized. This environment supports Claims Analysts in leveraging technology and collaboration to effectively manage claim portfolios.