Underwriter Trainee - Casualty and Professional Lines
Company : Nautilus Insurance Company
Location : Tampa, FL, 33602
Job Type : Full Time / Part Time
Date Posted : 8 January 2026
Company Details
Berkley Edge offers solutions for hard-to-place and distressed risks for both professional and casualty lines of business. Edge will focus on small to mid-sized risks through a wholesale only distribution model.
Founded in 1967, W. R. Berkley Corporation has grown from a small investment management firm into one of the largest commercial lines property and casualty insurers in the United States. Along the way, we have been listed on the New York Stock Exchange, seen our revenue soar well past $10 billion, and become a well-respected Fortune 500 Company.
Responsibilities
This is an entry level position within insurance underwriting. The Underwriter Trainee will be focused on learning the underwriting practices and the application of building and growing the Edge business. In this role, trainees will participate in formal or on-the-job training, developing a working knowledge of product language, underwriting practices, policies and guidelines. This position has a defined career path and is a great first step in the insurance industry. Key functions will include but are not limited to:
Industry/Practice/Knowledge
- Links line of business policies and practices to company strategies
- Identifies and acts on opportunities to share knowledge with clients and customers
- Networks with peers and outside resources to exchange ideas and information
Product Skills
- Compares company coverages to competitors and differentiates our company from others
- Identifies new product opportunities
- Explains company service capability and applies to specific client needs, including coordination of standard service delivery to customers
Book Management/Pricing Skills
- Applies standard pricing to exposures
- Applies individual loss and expense factors, when applicable
- Utilizes internal information systems to measure results
- Analyzes and evaluates impact of producer performance on assigned book
- Applies key expense components, influencing controllable elements according to plans and strategies
- Identifies and evaluates influence of competitor strategies in local territory or line of business and its effects on the company’s business
Consulting
- Provides appropriate input for written premium and expense budget planning
- Offers creative solutions that contribute to the achievement of business results
Risk Selection
- Applies underwriting strategies and standards to pre-qualify risk acceptability
- Identifies and assesses exposures for each risk
- Performs detail analysis utilizing appropriate information (exposure/rate/financial & loss) to determine account acceptability, taking customer needs into consideration
- Assesses rate adequacy relative to exposure
Client Management
- Identifies clients' needs and recommends solutions
- Handles or refers as appropriate cross selling opportunities
- Negotiates standard coverage issues, closes sale, and gauges customer satisfaction
- Identifies and accesses basic underwriting/service resources and associated cost benefit
- Demonstrates knowledge of competitors products, strategies, strengths, weaknesses, position within agencies/in marketplace, financial picture
- Develops and pursues prospective clients
- Follows-up on prospective and incumbent clients' needs
Qualifications
- Bachelor’s degree in business, Risk Management, Insurance, or a related field (or equivalent experience)
- Prior experience in insurance a plus.
- Strong analytical, organizational, and communication skills.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
- Eagerness to learn and grow within the insurance industry.
- Ability to work both independently and collaboratively in a fast-paced environment.
- Computer literate including use of Word, Excel and various project management tools
- Flexible and open to change and enhancements to help evolving in a competitive market
- Adaptive to adjusting priorities and/or work on multiple tasks
- Strong sense of ownership and accountability as a result of being highly motivated
The Company is an Equal Employment Opportunity Employer
Additional Company Details
We do not accept unsolicited resumes from third party recruiting agencies or firms.Sponsorship Details
Sponsorship not Offered for this RoleRelated Jobs
Frequently asked questions
Developing strong analytical skills to assess risk exposures, keen attention to detail for policy nuances, and familiarity with industry regulations are essential. Additionally, mastering communication and negotiation helps in client interactions and cross-selling, vital in casualty and professional lines underwriting.
Starting as an underwriter trainee offers hands-on exposure to underwriting standards and product knowledge. It lays a foundation for advancing into roles with greater decision-making authority, including risk management and specialty underwriting, by building confidence with real-world case evaluations.
Expect to analyze policy applications, assess client risk profiles, and collaborate with brokers and producers. Routine tasks include pricing exposures and learning to differentiate company coverage, all while adapting to Tampa’s competitive insurance market and client expectations.
Nautilus provides an immersive learning environment rooted in the Berkley Edge wholesale model, emphasizing hard-to-place risks. Trainees benefit from structured on-the-job training combined with exposure to a Fortune 500 insurer’s resources, fostering rapid skill advancement in underwriting.
Nautilus integrates a distinct approach targeting small to mid-sized risks via wholesale channels, offering diverse case exposure. Trainees engage with complex casualty and professional lines that sharpen risk assessment capabilities beyond typical entry-level roles elsewhere.
In Tampa, entry-level underwriting roles generally offer between $45,000 and $55,000 annually, depending on company size and benefits. Nautilus Insurance Company’s trainee positions align with this market, reflecting competitive compensation for developing underwriting professionals.
While not always mandatory, obtaining the Chartered Property Casualty Underwriter (CPCU) or Associate in Commercial Underwriting (AU) certifications can significantly enhance credibility and career progression in Tampa’s bustling commercial insurance market.
Tampa's expanding business environment drives steady demand for underwriting talent, but competition remains moderate. Candidates with solid analytical skills and eagerness to learn, especially in casualty and professional lines, tend to stand out among applicants.
Navigating complex risk profiles and distinguishing coverage nuances in hard-to-place accounts are key challenges. Trainees must quickly adapt to dynamic underwriting standards, coordinate with multiple stakeholders, and balance competitive pricing with risk appetite.
Nautilus fosters development through structured training programs, mentoring, and exposure to diverse underwriting scenarios. Their focus on small to mid-sized risks and wholesale distribution allows trainees to build comprehensive industry expertise and progress toward advanced underwriting roles.