Senior Middle Market Underwriter
Company : Nautilus Insurance Company
Location : Meridian, MS, 39305
Job Type : Full Time / Part Time
Date Posted : 14 January 2026
Company Details
Berkley Southeast is a member company of W. R. Berkley Corporation, a Fortune 500 Company, whose insurance company subsidiaries are rated A+(Superior) by A. M. Best Company. BSIG provides local underwriting, risk services, claim, marketing and audit services for agents and policyholders in Alabama, Georgia, Mississippi, South Carolina, North Carolina and Tennessee. We take a broad approach to underwriting for ‘best in class’ businesses, primarily in: construction, light manufacturing, wholesale, distribution and business service industries.
The Company is an equal employment opportunity employer.
www.berkleysoutheast.com
Responsibilities
Seeking a Sr. Underwriter who within delegated authority levels, evaluate (selection and pricing) and maintain (control) risk acceptability and profitability within the company’s underwriting guidelines and procedures for commercial risks. Partners with agents to manage a challenging and/or complex book of commercial business or agency relationships. Demonstrates complex decision-making with little or no supervision, recommending quality exceptions where appropriate to maximize profitability and meet business plans. Supports marketing activities to agents and actively participates in the agency management process. Serves as a mentor providing technical support, training, and problem solving for other underwriters. Responsible for working with and protecting confidential and proprietary customer and Company information.
Key functions include but are not limited to the following:
- Analyzes commercial lines accounts to make decisions based on individual risk characteristics, exposure analysis, hazard recognition and control. Utilizes underwriting guidelines to ensure compliance with state regulations. Within delegated authority levels, accepts, rejects or modifies new and/or renewal business to ensure a profitable book of business.
- Prices business according to Company underwriting and pricing guidelines. Assists less experienced underwriters in the handling of high hazard or more complex accounts. Ability to use creativity and underwriting knowledge to write risks and retain business.
- Partners with Territory Managers to support marketing activities by developing ongoing relationships with agents to discuss market appetite, quality and profitability of submissions, service standards, and underwriting and/or product changes. Communicates with agents on underwriting issues including decisions on cancellations, declinations, exposure concerns, and survey results.
- Partners with Territory Managers to identify issues or patterns and works to resolve or improve them; participates in agency planning and review processes; and may identify sales and marketing opportunities. Takes a lead role relative to Key Account review and recommendations.
- Travels, with or without Territory Manager, to assigned agent locations to develop agency partnerships.
- Trains and educates agency staff on Company products, services, processes, and underwriting philosophy.
- Assists in training and serves as a technical resource to other underwriters as needed.
- Attend industry workshops/meetings each year.
- Performs other duties as assigned.
This position requires either residency within the state of Mississippi or alignment to our Birmingham, AL office, with an in-office schedule Monday through Thursday.
Qualifications
- Minimum of 5-10 years commercial lines underwriting experience, including but not limited to CGL, Property, Packages, BOP, Auto, Crime, IM, Umbrella and/or WC.
- CPCU Designation or other equivalent coursework preferred.
- Good organizational skills, ability to handle multiple tasks and effectively prioritize.
- Comprehensive knowledge of commercial lines products and contract knowledge including regulatory and policy differences among applicable states.
- Demonstrated depth in negotiation, analytical and problem-solving skills.
- Strong computer skills and ability to work with multi-faceted systems.
- Ability to effectively and independently manage complex workload while exhibiting very sound judgment.
- Excellent written and verbal communication skills.
- Demonstrated ability to develop and maintain relationships with agents and other departments and must also exemplify superior teamwork.
- The Company is an equal employment opportunity employer.
Education
- Four-year college degree or equivalent combination of education and work experience.
Additional Company Details
We do not accept any unsolicited resumes from external recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.Related Jobs
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Frequently asked questions
Middle Market Underwriters handle more complex commercial insurance risks requiring in-depth knowledge of diverse products like CGL, BOP, and umbrella policies. Unlike entry-level positions, they independently assess risk profitability, negotiate terms, and mentor junior staff, reflecting advanced analytical and decision-making capabilities in the insurance underwriting field.
In Meridian, MS, a Senior Middle Market Underwriter balances reviewing complex commercial accounts, collaborating with agents, and mentoring peers. The role demands prioritizing risk assessments, pricing strategies, and maintaining compliance with regional regulations, all while supporting local marketing initiatives to build agency relationships within the Southeastern insurance market.
Progression often leads to leadership roles such as underwriting manager or regional director positions, especially after earning industry certifications like CPCU. Expanding expertise in specialized commercial lines and developing strong agency partnerships can open opportunities in strategic underwriting, risk management, or executive roles within insurance companies.
In Mississippi, credentials like CPCU (Chartered Property Casualty Underwriter) stand out, signaling mastery in commercial insurance underwriting. Additionally, state-specific regulatory knowledge and certifications related to commercial lines enhance credibility and align with local compliance expectations, boosting job competitiveness in Meridian and surrounding areas.
Meridian's insurance sector is moderately competitive, with demand for seasoned Senior Underwriters rising due to regional business growth. Nautilus Insurance Company, as part of a Fortune 500 group, attracts top talent by offering complex underwriting challenges and growth opportunities, making it essential for candidates to showcase extensive commercial lines experience and strong agency relations.
Nautilus Insurance Company emphasizes local underwriting expertise combined with access to Fortune 500 resources, enabling underwriters to handle complex commercial risks with autonomy. The culture fosters mentorship, technical development, and active agency collaboration, setting it apart by blending regional market focus with superior financial strength and operational support.
Nautilus promotes proactive engagement through joint agency visits, open communication on underwriting decisions, and participation in agency planning. This approach ensures underwriters act as trusted advisors, enhancing agent satisfaction and driving profitable business growth, aligning with the company’s commitment to ‘best in class’ local underwriting services.
Salaries for Senior Middle Market Underwriters in Meridian typically range from $75,000 to $95,000 annually, influenced by experience, certifications like CPCU, and the complexity of commercial lines managed. Nautilus Insurance Company's competitive compensation aligns with regional market standards, reflecting the seniority and expertise required for the role.
Underwriters actively collaborate with territory managers to support marketing by reviewing submission quality, discussing risk appetites with agents, and identifying growth opportunities within sectors like construction and manufacturing. This synergy enhances underwriting profitability while fostering strong agency networks crucial to the Southeast’s competitive insurance landscape.
Candidates should anticipate challenges such as navigating diverse state regulations, assessing risks in industries like light manufacturing, and managing complex agency relationships. Preparation involves mastering multi-state compliance nuances, honing analytical skills for varied commercial lines, and developing strategic communication to effectively partner with agents amid evolving market conditions.