Cashier Clerk

About Us

Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership, Ascend is focused on the expansion and diversification of the select employee groups it serves, which creates greater security for the credit union and its member-owners. Approximately 650 employees serve more than 260,000 members from 27 Middle Tennessee branch locations, Regional Operations Center, Teller Center and Corporate Headquarters. Ascend recognizes that its employees are critical to the credit union’s sustained success and future growth. Our employees are the face of the credit union and their personal successes fuel the success of the team. Through collaboration between employees, management, our membership and our Board, we fuel an engine that propels the credit union forward.

What We Offer

Thank you for your interest in a career with Ascend Federal Credit Union! Being employed by Ascend is vastly different than just holding a job. The credit union prides itself on providing employees rewarding career opportunities, competitive benefits and a unique work culture. The credit union’s commitment to its employees is fostered by its commitment to the member-owners, ensuring dedicated and engaged employees to serve the membership. Ascend’s vision to be the most loved credit union in our market by employees and members alike has earned the credit union distinctions including Federal Credit Union of the Year (NAFCU, 2015), Best Credit Union to Work For (2016-2025) and Training MVP Awards (2015-2025).

Overview

Under general supervision, but in line with established credit union policies and procedures, provide personalized and consistent service, creating a positive member experience, when processing transactions via interactive teller machines. Maintain full knowledge of all member service areas.

#LI-Onsite

Responsibilities

• Represent the credit union in a courteous and professional manner by following the Teller Service Center Standards. Provide prompt, efficient and accurate service in the processing of transactions via interactive teller machines.
• Receive and review all checks and cash for deposit to various accounts, verifying endorsement and negotiability; cash checks and pay money from various accounts upon verification/confirmation of the member and the account balances; enter transactions into credit union records via an online computer terminal.
• Receive and inspect checks to identify risk areas for fraud. Determine the proper check hold and attempt to verify the negotiability of suspicious checks. Report all findngs to a manager for follow up.
• Perform other teller duties including balancing and make advances on open-end loans.
• Handle member issues including complaints and errors in an acceptable manner.
• Maintain a basic working knowledge of the ITM (interactive teller machine) Troubleshooting Guide.
• Maintain a good working knowledge of Network Manager, TellerNow, and Active Teller systems.
• Keep direct supervisor informed of all machine and equipment errors or issues.
• Maintain and encourage a good working relationship between the branches with ITMs and the Teller Service Center.
• Cross offer credit union services to members by assessing their needs based on information obtained from member/potential member cues and the Enhanced Member Verification in Episys. Explain the different services and the benefits of each service. Help increase the member’s knowledge about all services in order for the credit union to become the member’s PFI (primary financial institution).
• Follow policy and procedures related to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Office of Foreign Assets Control (OFAC) daily to ensure compliance with current regulations. Assist with/verify all CTRs for accuracy.
• Assist members with the following services as needed: Handle account inquiries and refer new accounts to the financial center most convenient to the member/potential member; perform general account maintenance; refer potential SEG’s for follow up with marketing; block and reorder debit and ATM cards; order drafts through Harland’s internet site; change addresses, phone numbers, and e-mail address when requested; complete member disputes when applicable.
• Complete all required annual training.
• Actively participate in credit union marketing promotions.
• Read all internal publications including HUB and Possibilities.
• Perform other duties as required or assigned.

Please note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the position. The organization reserves the right to modify, add, or remove duties at any time, with or without notice, to meet business needs.

Qualifications

Education

• High school graduate or equivalent

Work Experience

• 1-3 years customer service experience is required

Knowledge, Skills, and Abilities

• Look and speak professional and be comfortable in front of a camera.
• Must be accurate in all teller/new account transactions, including cash handling, and must have the ability to be trained to have a thorough knowledge of teller operations in order to answer questions and resolve problems.
• Must communicate with members in a positive manner in dealing with member/teller transactions.
• Must be able to manage and prioritize multiple tasks.
• Working knowledge of computer programs including Microsoft Outlook, Word, Excel and the internet.
• Must be able to operate or have ability to be trained to operate related office equipment including calculator, laser printer, receipt printers, computer terminal (PC), multifunction copier, telephone, Interactive Teller equipment, the Teller Now teller platform and Active Teller platform.
• Regular and reliable attendance is required.
• Must be able to to work as part of a team in a fast pace environment.
• Possession of a valid, unrestricted driver's license.

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Ascend Federal Credit Union is an Equal Opportunity Employer.